Many people we talk to see retirement planning as a way to prepare for retirement. We often hear the words, "I am already retired, so there is not much more I can do." This is a large myth in the financial planning world.
Retirement planning is not only to enter retirement; it is to ensure that you can provide yourself with a steady stream of income during your retirement years to sustain you and your loved ones without affecting your lifestyle.
In fact, this is the time when your life should change to meet your dreams -- to set out on the trip you always planned in your mind, to take action and deliver on your promises to spend more time with the family. All without having to ask yourself, "Do I have enough, and will it last?"
Retirement planning does not stop once you stop working. There is much more to it, starting with income planning. At Encore Financial Solutions, our services come full circle. Our team of professionals will help prepare you for your retirement years, maintain your lifestyle, and create new avenues of income. All of this is done following a conservative approach that uses a variety of financial products, including annuities and insurance, to help you create, preserve and pass on as much income as possible.